Welcome to the Wichita Falls ISD Benefits Center. In today’s busy life style it can get complicated making sure you are fully protecting your family and assets. WFISD offers you a comprehensive benefits package to help you achieve this goal. Please use the navigation links to the left of this screen to help you learn more about the different offerings available to you as an employee of Wichita Falls ISD. For assistance with this site contact Kean Financial Services at info@keanfinancial.com or 888-636-9944.
Important Things to Know for 2010-2011
- Wichita Falls ISD Cafeteria Plan year runs from September 1, 2010 through August 31, 2011
- TASC Flex Systems is our Third Party Administrator (TPA) for the flex spending accounts. TASC provides a debit Mastercard for the Medical Reimbursement account that can be used at doctor’s offices and pharmacies. This card eliminates the need to file paper reimbursement request, but you must still maintain your receipts as required by the IRS.
- We will automatically pre-tax all your health insurance premiums with the exception of the disability insurance and life insurance policies. Remember once the plan year starts you can not make any changes to your coverage unless it’s due to a Change of Family Status (COFS) event. The COFS events are due to marriage, divorce, medicaid/medicare eligibility, birth/adoption of a child and loss of other coverage. A voluntary change in jobs does not qualify as a COFS event. You have 31 days from the event date to make any changes. Please login to the enrollment site and complete a COFS Request Form with supporting documents and forward to Lisa Bean – Ed. Center.
- Humana will continue to be the dental carrier for 2010
- The new disability carrier for this year is Standard Insurance Company. If you already have disability coverage you will automatically be covered under the new plan. The new plan features an extension of coverage benefits allowing your benefit to continue past age 65 if you are still disabled and you have lost 2 or more of the daily activities of life (LTC qualifications) All employees are guaranteed aceptance under the new plan.
- The vision is still offered through Humana (CompBenefits). Remember that you must go to one of the vision providers in town that accepts the insurance plan. You can find a provider and summary of benefits by clicking on the “Vision” link to the left.
- Loyal American Insurance Company will remain the carrier for our Accident Insurance coverage this year. For a detailed summary and claim form, click on the “Accident” link to the left.
- Loyal American is our carrier for the cancer insurance. If you are applying for the first time, please make sure to complete the required application and forward to Lisa Bean. To see the summary details and claim form, click on the “Cancer” link to the left.
- The district provides a free $10,000.00 term life insurance policy for qualifying employees. You are also able to purchase additional supplemental term life insurance for you and your dependents. Actively working retirees are not eligible to particpate in the group or supplemental term life insurance. In addition to term life insurance you may also purchase Permanent term life insurance for you or spouse. Please click on the “Life Insurance” link to the left for a summary of benefits.
- There is a permanent whole life policy available through Fidelity Life. This plan provides simplified issue permanent life insurance that you can keep when you leave WFISD